I need help keeping my father from refinancing his mortgage, cashing out [time and time again] and losing it all gambling. He is going to loose his home and has no regard for my mother. Question is: How can we sign another person [relative?] onto the mortgage so that he cannot refinance just on his signuture alone?
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Father's Gambling Addiction
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Sorry to hear about your situation, it must be very difficult.
I have suggested this in another thread, but you mother may want to consider a "legal separation". Legal Separation is different than divorce (you stay married), but it separates the financial lives of the couple and your mother could get the house put in her name.
You really can't just "add" a name to a mortgage, it would require a refinancing of the mortgage.
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