I have been getting over 50 calls per day from creditors. It has been 8 months since I stopped paying them. None of them called today. Does this mean they are in the process of taking me to court? I have my first meeting with an attorney tomorrow.
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Some banks and federal offices took off in honor of president Ford. This maybe why. -
Even if....
Even if they are preparing to sue you, that takes time.
First they serve you. Then you have a "window" in which to respond. Then they get a judgement (provided you have no defense).
Then they have to collect.
I've been that route, and it took awhile. I was actually garnished for 6 or so months....I wonder now, why didn't I file sooner? That was stupid of me.
Good luck to you! It gets better -- it definitely gets better.
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