Bankruptcy Forum

joint banking acct. not initially disclosed

jake
08-16-2004, 09:30 AM
I filed a Ch. 13 in April. In late July, my father broke his hip and I had to take over paying his bills, etc., as he recovers.

It was then that I discovered that his main checking account also lists me. This is an account that is more than 30 years old. I have never written a check, deposited or withdrew money from it--because, as I say, I didn't even know I was listed. My father's checks only list his name, but the bank statements (which is how I found out) list his name and mine.

Is this something I need to declare now? Does it put my father's money at risk?

I've emailed my attorney but can't get a response, which isn't the first time.

Any info or help in directing me to a reliable source for this situation would be appreciated.

HRx
09-02-2004, 06:39 AM
I filed a Ch. 13 in April. In late July, my father broke his hip and I had to take over paying his bills, etc., as he recovers.

It was then that I discovered that his main checking account also lists me. This is an account that is more than 30 years old. I have never written a check, deposited or withdrew money from it--because, as I say, I didn't even know I was listed. My father's checks only list his name, but the bank statements (which is how I found out) list his name and mine.

Is this something I need to declare now? Does it put my father's money at risk?

I've emailed my attorney but can't get a response, which isn't the first time.

Any info or help in directing me to a reliable source for this situation would be appreciated.

Hi,

You can consider having your name temporarily removed from this account, for peace of mind. And simply have your name added back to the account once your BK has been discharged. You could also use other legal measures to "protect" this account too, but doing so may not be fiscally sound for you.

Good Luck! :)