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Another day of disappointments

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    #1

    Another day of disappointments

    Well today I realized I can't afford to keep my car (suv). Thought I had it figured out. But NOPE! So lets see lost my house one truck now the suv, everything I worked for is now gone.. This is the 3rd time first 2 to ex's now to bankruptcy. Yeah I know I whining but I hurt can't seem to stop crying... Whats worse is can't work until after the bk is discharged so I sit home thinking of everything and can't cheer up... Wonder if they will repo the kids next
    So how do I face tomorrow... I guess I have no choice... Can't file until October going to be a long long summer...
    Filing January 08.

    When a mistake becomes a lesson was it really a mistake?
    Tags: None
    #2
    I've been where you are and you are gonna laugh at what helped. Make yourself a miserable memories list of all the things that were wrong with the cars and the exs. It will make you realize that you are better off without ALL of them. And then think of all the things you DO have - like your kids. And remember that EVERYTHING and I mean EVERYTHING happens for a reason. You may not be able to see it now, but it WILL present itself and then you'll look back and say, "oh - THAT'S why I had to give up the SUV." Believe me, it's happened to me SOOOO much lately and now I trust so much in that and it's so comforting. ((((( HUGS )))))
    11/14/07 -filed C7 12/04/07 -case pulled for random audit.12/18/07 -341 held: Asset case due to engagement ring & tax return.02/19/08 - US trustee files motion to extend. 04/02/08- changed back to NO ASSET! I get my ring back and get to keep my tax return! :clapping: 04/28/08 -DISCHARGED!!! :yahoo::yahoo: 05/07/08 - CLOSED!!!

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      #3
      Hang in there tad....I'm with you in that I can't file until Octoberish either. Need to get distance between me and the last cc usage. But if I could file tomorrow, boy I'd be standing in line!

      With the weather getting warmer now, maybe you can take more walks.

      *hugs*

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        #4
        Feel for ya Bro...(I know I'm assuming...but really what are the odds he's a woman...)

        Anyway...Probably the most successful person I ever met took me aside one day and said ya know...If I'd never been divorced, or bk'd twice...I'd have never amounted to anything...

        And as he pulled away in his Bently...I thought to myself...

        Damn...I'm half way there...;-)

        pv34pv3p

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          #5
          Hang in there...I'm in a 13 and I just surrendered my dream car because I can't keep it up, and I filed a 13 instead of a 7 to keep the car...it sucked badly, but I realized that, at the end of the day, it's just a car, not my kids or my dog or my husband...
          Filed CH7 - 10/13/05;
          341 Meetings: 11/28/05, 3/20/06, 12/4/07 (3d time's a charm!)
          Converted: 2/15/06 (to CH13), 10/15/07 (Back to CH7)
          DISCHARGED: 2/15/08

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            #6
            Been there, done that, got the T-Shirt.

            Lost everything and sat in the "Waiting to File" holding pattern for 6 months.

            It sucks. No 2 ways about it. It sucks.

            On the bright side,............ By waiting, you learn things like this. If you'd have filed, you'd be stuck with the debt from a car you can now Discharge. There may be other things that present themselves before you get to file.

            So look at it as time on your side.
            Filed Ch 7 - 09/06
            Discharged - 12/2006
            Officially Declared No Asset - 03/2007
            Closed - 04/2007

            I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

            Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

            Comment

              #7
              I don't get it. What sort of odd reason would you need to wait for discharge to go to work? If your income was really close to median, I can almost understand waiting until filing. But discharge?

              It's a no brainer that if you're not working you loose your car. It sucks, but it's obvious.

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