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Do you recommend credit reapir after bk and if so who?

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    Do you recommend credit reapir after bk and if so who?

    I heard this works. Anybody do credit repair.
    Last edited by stopthebleeding; 07-12-2007, 06:32 PM.
    Chapter 7 Filed 10/17/07
    341 mtg. 11/15/07
    Discharged 2/19/08
    Closed on 2/26/08

    #2
    I would recommend yourself. There are over a dozen Sticky's under this section (Rebuilding Credit) with many helpful links to repairing your credit. Why pay someone to do what you can do yourself? There are links for free access to your credit reports and how to dispute innaccurate information and what you can do in order to rebuild and re-establish your credit. For the most part, you can do this yourself with minimal cost, if any.
    Bankruptcy History:
    Chapter 7 filed - 10/12/2005 - Asset
    Discharged - 02/16/2006
    Case Closed - 11/08/2007

    A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

    All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

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      #3
      History repairs credit. Time heals bad wounds.

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        #4
        Originally posted by stopthebleeding View Post
        I heard this wo0rks. Anybody do credit reapir.

        Yes it works. Doing it YOURSELF.

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          #5
          Rebuilding credit

          Hi, I can recommend Lexington Law Firm.



          I tried to repair my credit report myself. However the credit bureaus would block my legitimate invetigations.

          So I had to hire the 'big guys' to defend me. I joined Lexington Law Firm in December of 2006 and my credit score was below 520. Just checked my score today and my highest score is 650. A big point increase. It took time but they are doing a great job of helping me repair my credit.

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            #6
            yes it works, BUT i cannot stress this enough, that you will need to save at the least 5% of your paycheck in your savings.
            Successful debt reduction starts with a plan and ends with success.
            get out of debt

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              #7
              It works..I used halocreditsolutions.com. They got my score to go from a 570 to a 650 in 4 months!! It is a 6 month program and you pay monthly.

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