I filed a chp 7 in march 2006, was discharged in june 06. I had a capital one card for 9 years that only had a $200 limit that was written off. I started getting offers about 4 months ago for a new cap 1 card with a $200 limit and a $49 annual fee. I just kept shredding them. Last week i got a different offer from them that said i was pre approved for a platinum card with a 1000-5000 limit for 0% for 7 months then reverts to 13.9 fixed. I applied and got approved for 5000. These companies must be desperate for business because even if i kept the old $200 card maxed out for 9 years they would have only made about $4 in interest a month off of me and now after a ch 7 they issue me a card with 25 times the amount of previous credit they gave me for being a 9 year customer.
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Pretty ironic
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