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First Consultation

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    First Consultation

    I finally did it. I have an initial consultation next friday at 1. I think this may be my only option. We live in a 2 bedroom house, 3 kids and expecting twins this fall, owe 112000 on our house but realtor said we can only sell for about 95 right now due to the slow market.
    I am a little nervous but i have to start somewhere. What should i expect at the first appointment??? My first half hour is free and that is all the longer she said it would take.

    #2
    The free consultation allows you to feel the lawyer out and ask questions to help you see how responsive and knowledgeable the lawyer is and if you think you can work together.

    Here's a link that prepares you to meet with the lawyer during the first consultation - http://bankruptcy.lawyers.com/Bankru...-a-Lawyer.html . There's a good list of questions to ask while you are there included as well.

    Make appointments with at least two more lawyers in your area if you can. By the time you go through the first consultation with four lawyers, you get a good idea about their personalities and knowledge levels. Choosing the right lawyer can make your bankruptcy almost painless - choosing the wrong one can make it hell plus cost you many thousands of dollars. It's well worth the time it takes for these free consultations!
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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