I am 14 months into a Chapter 13 Plan
I pulled my credit report for the first time and it is a 550 Transunion
I have to admit I am not surprised but *sigh* I am disappointed.
I had two rental properties b4 the BK and kept one of them
However, one of them, I allowed them to "take" and it was foreclosed on (I was upside down on the property, thats why....and it was negative cash flow monthly)
On my credit report, it reports as 30 days late, 60 days late and 90 days plus late 3 times
Is that the correct way it should report? I was not paying the mortgage so I assume so, but figured I would throw this out there....
Also, my student loan is showing as being sent to a collections agency, which I cannot understand, since once I started the plan, they told me I could wait until it was over to resume payments, and no late pays are on any of my original student loan accounts?
I pulled my credit report for the first time and it is a 550 Transunion
I have to admit I am not surprised but *sigh* I am disappointed.
I had two rental properties b4 the BK and kept one of them
However, one of them, I allowed them to "take" and it was foreclosed on (I was upside down on the property, thats why....and it was negative cash flow monthly)
On my credit report, it reports as 30 days late, 60 days late and 90 days plus late 3 times
Is that the correct way it should report? I was not paying the mortgage so I assume so, but figured I would throw this out there....
Also, my student loan is showing as being sent to a collections agency, which I cannot understand, since once I started the plan, they told me I could wait until it was over to resume payments, and no late pays are on any of my original student loan accounts?
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