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just a reflection

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    just a reflection

    good morning to all of you. hope you had a great weekend. I just wanted to reflect on a few things this monday morning.
    I had a chance to spend quiet time over the weekend thinking about my life and where i'm at in my bk journey. I wonder about some of the things that led me to bk and if I could have done anything different. you know alot of people look down on people in our situation. I don't care. I'm proud of who I am
    and I don't consider myself a bad person. I come from a family with a good work ethic and when I told them of my circumstance, they were very supportive. it helps alot to have that support. I thank goodness for this forum and all the kind, gracious people I have met. we all share the same thing. I feel
    we are all good, decent people who due to many different
    circumstances, were led to file bk. we are compassionate
    and giving but are not afraid to give or take some criticism
    if it will help us dealing with our cases. I can tell you, deciding to file was the most difficult decision I ever had to make. It is one I did not take lightly. I feel for most of us this is a once in a lifetime opportunity. I hope when our cases end, it will be on a happy note and we will appreciate our fresh start. so keep your heads up and remember you are still the same person you were before you filed. don't ever consider yoursel a loser or give
    up on life because you filed bk. I hope a year from now alot of us can look back and say what an incredible journey it was.
    the highs and lows involved in our cases. the relief when milestones were reached, and the feeling of being debt free when the discharge was entered. but most of all knowing we had good people on this forum who supported us throughout the process. people who cheered when things went right and were sad when things went wrong. but always gave good advice. to those thinking about filing or about to file, I wish you the best of luck. you too will find it a life changing event. as I
    am now in the 60 day club, I feel good about myself, so hold your heads high. there is light at the end of the tunnell. I thank all of you again and here's to success for all of us in the months
    and years ahead....god bless you.....guzzie
    case filed : 6 -5-2007 :blush2:
    DISCHARGED ...9-26-2007..:yahoo::yahoo:
    case closed : 11-13-2007 :yahoo::yahoo:

    #2
    Good comments guzzie
    May 31st, 2007: Petition Filed by my lawyer
    July 2nd, 2007: 341 Meeting Held
    September 4th, 2007: Discharged and Closed.

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      #3
      Well said Guzzie.

      Comment


        #4
        Thanks for sharing, guzzie! Your thoughts will help a lot of folks deep in distress right now and in the future when they come across your reflections here in the forums. Glad to hear you are feeling positive about your bk decision!
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !

        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

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          #5
          thanks...and if i get my discharge, i'll always be willing to share my experience with new commers who are just starting...every bk case is different ....guzzie
          case filed : 6 -5-2007 :blush2:
          DISCHARGED ...9-26-2007..:yahoo::yahoo:
          case closed : 11-13-2007 :yahoo::yahoo:

          Comment

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