Our first meeting with the attorney!
We went to our free consultation today. Things went very well! She was very thorough, and asked me to drop off some more info this afternoon. (mortgage, deed, and note) She will start plugging numbers soon, and will let me know next week if she can pull off a ch7 or if we'll have to do a 13. She said she will try real hard for a 7.
She was very impressed with how knowledgable and prepared we were. <- Thanks to this board!! I already had the budget, list of creditors with addresses and amounts, 6 months pay stubs, 4 yrs tax returns, and all 3 credit reports for both of us.
She knows how the trustees work really well since she represents for them sometimes. She said "you'd be surprised how much we can do with a 13 if it comes to that. I know how the trustees work over there, you'd be really happy. But hopefully I can work out a chapter 7 so you guys can be finished with all this".
Next appt, next Friday! I will probably go a head and retain her then.
Her fee for a 7 is $900 plus the $299 filing fee and $50 credit course.
13 was the typical $3000 (paid in the bk pymts) with a $250 reatiner fee and $50 credit course.
She was very impressed with how knowledgable and prepared we were. <- Thanks to this board!! I already had the budget, list of creditors with addresses and amounts, 6 months pay stubs, 4 yrs tax returns, and all 3 credit reports for both of us.
She knows how the trustees work really well since she represents for them sometimes. She said "you'd be surprised how much we can do with a 13 if it comes to that. I know how the trustees work over there, you'd be really happy. But hopefully I can work out a chapter 7 so you guys can be finished with all this".
Next appt, next Friday! I will probably go a head and retain her then.
Her fee for a 7 is $900 plus the $299 filing fee and $50 credit course.
13 was the typical $3000 (paid in the bk pymts) with a $250 reatiner fee and $50 credit course.
forgot the date
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