Need Help Please

[resetplz]

Ok, I'm almost done filling out all my forms so I can go file, now i have a few quick questions someone help me pretty please :-) ...

Creditors Holding Unsecured Priority Claims or NonPriority - Which one is Credit Cards ??????

Schedule C- Property Claimed as Exempt - I have like $1000 worth of assets is it automatically exempt or do I have to claim every item i want exempt and it says specify law providing each exemption where do I find that information ?????

Just those 2 schedules are messing with me after that I am ready to file , thanx in advance for all the help

[familyof7]

credit cards are unsecured non priority.

you must claim everything you want to exempt and you must list the law for the exemption. I found the law in the back of my book I used to get my forms and on google.com

[HenriettaHen]

Credit cards are Unsecured Non-Priority claims.

Secured Priority is tax debts, alimony, child support, maybe student loans, I think - stuff like that.

Secured is something with collateral attached. Like a car or house.

As far as assets go - if they are "household goods", then you can list them as a lump.

You should be able to find a link from your state's Bankruptcy Court website to the federal and state exemptions. Find the exemption that applies to your asset(s), and then put that in the form.

States have different exemption limits - and some allow or do not allow the use of federal exemptions.

Look at both sets if you can use both - and from there, you (and your attorney) will figure out what applies best for you.