Authorized user...

[storesstores]

I am filing BK 7 by myself (not joint)

My wife a few years ago made me an authorized user on her AMEX Blue card..

I NEVER used it..

The balance on my portion of the credit card is zero dollars.

Does me filing BK affect anything at all?

This is the only unsecured credit item that links us together at all...

[JRScott]

So long as you are just an authorized user it should not affect her card. If however you are a co signer then yes it would affect it.