Well, today was the day. We had our meeting. Walked in early to check it out and walked in on a person being grilled by a creditor. So much that the trustee asked him to cut it short and called a ?2025? meeting. That was encouraging!!
The other meetings went much better. Our turn was very quick and short. We must look friendly, as he even joked with us a couple times (didn't do that with any of the others). He just asked the basic questions, given money to family, paid any creditors >$1K in the last 90 days, and that was it. He marked the file no asset and thanked us.
Also, when we got home we found we were approved to 2 vehicles!! Crappy rate, but they said we can refinance them in 6-12 months. Hell, my wife's experion was still over 680 and we are 60 days to discharge.
This was a much better day than I expected. Thanks for all the info and help you provide here.
The other meetings went much better. Our turn was very quick and short. We must look friendly, as he even joked with us a couple times (didn't do that with any of the others). He just asked the basic questions, given money to family, paid any creditors >$1K in the last 90 days, and that was it. He marked the file no asset and thanked us.
Also, when we got home we found we were approved to 2 vehicles!! Crappy rate, but they said we can refinance them in 6-12 months. Hell, my wife's experion was still over 680 and we are 60 days to discharge.
This was a much better day than I expected. Thanks for all the info and help you provide here.