top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Is that enough to improve your score?

Collapse
This topic is closed.
X
X
Collapse
 
  • Page of 1
  • Filter
  • Time
  • Show
Clear All
new posts
Previous template Next
    #1

    Is that enough to improve your score?

    Once Bk is behind us, we will have re-affirmed our home mortgage and a truck loan and a car lease.Which we have always been current on ,NEVER late! Will those three things alone help improve our credit score once the Bk is over or will we need to apply for a secured credit card as well? I would like to avoid ALL plastic if possible! Also, just by paying on those 3 things, will our score go up or just remain low ?? Thanks, I am just looking towards the cash living future!!
    Tags: None
    #2
    Originally posted by shygal
    Once Bk is behind us, we will have re-affirmed our home mortgage and a truck loan and a car lease.Which we have always been current on ,NEVER late! Will those three things alone help improve our credit score once the Bk is over or will we need to apply for a secured credit card as well? I would like to avoid ALL plastic if possible! Also, just by paying on those 3 things, will our score go up or just remain low ?? Thanks, I am just looking towards the cash living future!!
    Reaffirming debts will work, just be sure the creditors update your account trade lines accordingly!

    Good Luck!
    The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

    Comment

      #3
      I somehow came across this old thread, and wanted to add something...

      Having the home/car/student loans will make gradual improvement but having no revolving debt will limit progress.
      Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

      Comment

        #4
        Originally posted by shygal
        Once Bk is behind us, we will have re-affirmed our home mortgage and a truck loan and a car lease.Which we have always been current on ,NEVER late! Will those three things alone help improve our credit score once the Bk is over or will we need to apply for a secured credit card as well? I would like to avoid ALL plastic if possible! Also, just by paying on those 3 things, will our score go up or just remain low ?? Thanks, I am just looking towards the cash living future!!
        Hi,

        Click on the following link for information on ways to increasing your credit score! http://bankruptcyforum.com/t2882-cre...ing-score.html
        The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

        Comment

        Previous template Next

        bottom Ad Widget

        Collapse
        Working...
        X