Since I am truly *bankrupt,* I have no money to pay an attorney. How much does this generally cost? I live in the Kansas City area if that helps...
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If you are going to file Ch 7 in the KC area, look to pay $1000-2000 depending on how complex your case is. If you are going to file Ch 13, then look to pay $1500-2500. Of course, there are good lawyers who charge more, and bad lawyers who charge less.Originally posted by Ms.Santos View Post
What many folks do is stop paying their non-secured credit cards and loans, then save that money to pay their bankruptcy lawyer. That's what we did. Also bankruptcy attorneys are used to working with people who have no money, so some will help you with payment plans or other strategies to help you pay their fees.
There is also a strong Legal Aid presence in KC - http://www.lawmo.org/offices.htm . They can help you file for little to no cost depending on your circumstances, although they may not be bankruptcy specialists.
Others will decide that they will educate themselves thoroughly about bankruptcy and try to file without a lawyer (pro se). If you have a very straightforward, uncomplicated, no-asset case, this can be done as well.
Do you live on the Kansas or Missouri side of Kansas City? I'm in the KC area too - can give you some lawyer names by private message to contact depending on which chapter you are hoping to file.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go -
Thank you for the info! I'm on the Missouri side, and I was hoping to file a Chapter 7. I don't feel that my case is complicated... I don't have assets whatsoever.
Here is a link to my story...
Last edited by Ms.Santos; 08-30-2007, 05:08 AM.Comment
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Mine was $2000 for a ch 7.BK Ch7 filed May 31, 2007, Discharged August 28, 2007!!
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Mine was $2084Filed chapter 7 on 9-21-07 :yahoo:
meeting of creditors 10-24-07 :unsure:
Discharged on Dec. 28 :yahoo::clapping::D:yes2:Comment
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Mine was supposed to be 1500, included filing fee, but I have a legal plan through work, so I only paid for the filing fee, and the plan paid for the lawyer fee. It's like legal insurance. I only pay my legal plan 15 a month, so I figure it'll be a long time before they break even on me.
Filed Chapter 7: 07-31-2007 :clapping:
341 meeting: 08-30-2007 :yahoo:
Last Day for Objections: 10-29-2007 :unsure:
Discharged & Closed: 10-30-2007 :yahoo::clapping::yahoo:Comment
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$1200.00case filed : 6 -5-2007 :blush2:
DISCHARGED ...9-26-2007..:yahoo::yahoo:
case closed : 11-13-2007 :yahoo::yahoo:Comment
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so far mine was approx $1600
filed chapter 7 6-20-07 :blink:341 7-23-07, presumption of abuse :cry:7-24-07, motion to dismiss :aggress:8-24-07, notice of with drawl motion to dismiss 9-13-07:yahoo:Discharged 11-23-07:yahoo::yahoo::yahoo:Comment
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I paid around 1600 dollars counting filing cost. I got half of that from tax returns, the other half by not paying anyone I was discharging for two monthsMay 31st, 2007: Petition Filed by my lawyer
July 2nd, 2007: 341 Meeting Held
September 4th, 2007: Discharged and Closed.Comment
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I found prices ranging from $900 to $4000 for a simple Ch. 7 (no assets), no secured loans.
The $4k one was simply gouging people due to her great qualifications, and if I had a really complicated case or a business case I might want to use her.
And the cheap one was relatively young and only had a couple years experience and did divorces AND bankruptcies.
I went with the "middle way" and chose one who is charging $1750 for my wife and I's Ch. 7, plus filing fee plus credit counseling fee as required. And he does only bankruptcies and has years of experience.<<I am NOT an attorney, my comments are anecdotal only. Contact an attorney for advice>>
FINALLY DISCHARGED 92 DAYS AFTER THE 341!A NEW START!!!Comment
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No asset chapter 7,
$1,450 including court/filing fees.
In NJ no less, so its a good deal.
Nuthin's cheap here!!
Extra work from lawyer, reaffirm and extra paralegals fees are by the hour but we did not need any so far..(KNock on wood) THATS where it gets expensive.
WAMch7 8/07 CLOSED: 11/07 Rebuilding and saving.
WAMU unsecured $2,000 Capital One unsecured $500
PAID OFF MONTHLY!!!Comment
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For a fairly straight forward Chapter 7 BK in Michigan, we paid $1693, including all court fees.Petition Filed 6/4/07 :clapping:
341 meeting 7/31/07 :clapping: :unsure:
First Meeting Held and Trustee's Report of No Distribution 8/2 :yahoo::yahoo:
10/15/2007 - DISCHARGED!:yahoo::yahoo::yahoo:Comment
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When we were looking over a year ago,.......... The going rate for a simple, straight forward, no asset, Ch 7 was $700-$1K for the attny's fee.
Our case was a bit more complex. We paid $2K attny's fee plus filing and BK Certs fees.Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...Comment
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Originally posted by Ms.Santos View Post
Filed under the old law, thank the bankruptcy gods for that! I paid my attorney $975.00Comment
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Ours is costing us $1800 total for everything. Checked several attorney's and the cost was the same for Chap 7 with each of them.
My be others cheaper where I live, but we went with an attorney some people we know used for their BK.
Live in the DFW Metroplex in TX.9/27/07 Chapter 7 Filed
11/13/07 341 Meeting
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