I recieved a myfico alert today and my score dropped 54 points!!
After pulling an EQF cb it showed 11 collections added which were included in chapter 7 which was discharged 1/2006. Accounts show as included in bk and a zero balance with no original creditor or balance. I already had these same accounts deleted back in 11/2006 once and now they are back!! I have disputed again with EQF (after 3 hours on the phone) but should be in violation of FCRA and Federal bk law. Can I sue these thugs?
They were assigned back in 2003 to collection but now are reporting 20 months after discharge!! ??
After pulling an EQF cb it showed 11 collections added which were included in chapter 7 which was discharged 1/2006. Accounts show as included in bk and a zero balance with no original creditor or balance. I already had these same accounts deleted back in 11/2006 once and now they are back!! I have disputed again with EQF (after 3 hours on the phone) but should be in violation of FCRA and Federal bk law. Can I sue these thugs?
They were assigned back in 2003 to collection but now are reporting 20 months after discharge!! ??
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