Need help with my first cease and desist letter

[twuoo]

I see SO MANY examples when I look online, I'm not sure which one to use. I don't want to use an inappropriate sample letter and somehow screw myself.

The letter has two addresses. One is local and the ohter is out of state. I can't tell who sent it.

But essentially, it says "the above referenced account has been referred to our office for collection. Previous attempts have been made by our client to resolve this debt voluntarily. As of this date, those attempts have been ignored."

Essentially, I haven't been answering the phone since about June on the cc companies.

It goes on to say "unless you notify this office within 30 days after receiving this notice that you disput the validity of this debt or any portion thereof, this office will assume the debt is valid." etc.........

*sigh* I've been procrastinating and not facing my demons, but this letter is dated August 20.

So any and all input would be greatly appreciated at this late hour.

Thank all you kind folks who help!

[keepmine]

If you really want to send a C&D letter, I'd send it to both addresses. Send it CRRR and just reference the account number and say you don't want any further contact about this matter. Per the FDCPA, they may contact you once more to say they received the letter or, tell you they intend to take some specific action.
Be sure you're going to file bk because a totl C&D letter means their only recourse is a lawsuit.