What if u forgot to list a creditor?

[Mickie77]

My chapter 7 was discharged in November. I have about 3 Payday Loan companies that I didn't list because I didn't know I could.
Can these debts still be covered under my discharge? I didn't acquire the new debt after filing.

[davidb81]

I dont think they can, you have to amend your paperwork before you are discharged besides if you have been discharged you definitely dont want to give them a reason to re open the ch 7

[lilkim]

i wasn't aware that you could list them either, well i guess i need to ask my attorney about that also. i do have 2 payday loans i owe also. thanks for bringing this subject up!!!

[HHM]

At this point you should probably get an attorney to assist you. The short answer is yes, you can reopen the case to add these creditors assuming the debt was incurred before you filed for BK. But since the case has been discharged, I believe its a little more complicated than filing a simple amendment.

To answer your other question, if the debt was listed, it is NOT discharged

Its really not that big a deal to do this.