Bankruptcy Forum

Horrendous message from repo man! Help!

Phreak101
05-18-2005, 04:58 PM
For anyone who may have had this experience, plz let me know.

I was staying at my parents place over the weekend watching their house for them while they were away. I live about 20 mins away from them. For the record, Im 2 months behind on my car and it is under reposession by the lender (NMAC) and my cellphone # NMAC had does not work anymore cause it got turned off, however I gave them a new #. Anyway, at 1:30 AM last night a message was left on my parents voicemail (which they then checked when they called the next morning). My dad and I have the same name so we are kinda at a loss here, but the message addressed by name, then, and I quote "I'm calling about the car. I'm sick of you telling my guys at the shop to **** off hard. I don't know what kind of tough guy you think you are but I will come over there and knock you the **** out then skull **** you in front of your stupid parents you understand?" then slammed the phone down.

Could this possibly be a repo guy gone too far or are we just the victim of a badly timed prank call? I have only received one phone call from a guy that tried to repo my car and that was a month before my phone was turned off. My phone has now been off another month and I nor my parents have received any calls from repo men, nor have I ever told anyone to "**** off hard". Any help or advice would be appreciated!

p.s. I called Nissan and they told me they couldn't tell me who the repo company they were using was but they would call the contractor and let them know (big whoop).

robivi3
05-18-2005, 05:03 PM
If this happened for real, get the phone record and call the Police. Period. It is a threat. Document it.

Phreak101
05-18-2005, 05:06 PM
We tried that. The call was blocked and the cops said they couldn't do anything...I shoulda mentioned that...

robivi3
05-18-2005, 06:33 PM
Keep a copy of the message however you can, just in case you have to go to Court. as far as NMAC (Nissan Motors Acc. Corp?) I would make it a huge issue. I really would. It may benefit you.

HRx
05-18-2005, 08:51 PM
Besides you and parents, who else knows that you car is going to be repoed? Did you tell someone about your situation that could've made left this message at your parents house? Chances are good that you dont have the finances in place to take any legal actions against the lender and the the recovery company.........so just focus on either returning the vehicle or getting current on your payments ASAP! If you dont exercise responsible and responsive actions.........the lender may hire an investigator to track your where abouts to assist in the recovery of thier vehicle. Once you've surrendered the vehicle, and you've determined that the threatening message was actually from the recovery co. you may wish to pursue legal action against all parties.

Good Luck!