Question about payment to lawyer and transferring money...

[ad_25]

Hi,
My husband and I are thinking of filing BK in Novemeber or December. I have an appt for a phone consultation on Wednesday to speak with a lawyer. We transferred $5,000.00 from a credit line to our checking account to pay some bills and live from as we recently moved in with family from another state with our children to California to get out from under our house in a short sale and try to pay off some debt. We do have to pay utilities here and rent - just not nearly the amount our mortgage was. The family that we are living with prefers us to pay the rent and our part of the utilities in cash for their convenience, but I am concerned that if we do decide that for sure we're filing BK, what the trustee or judge will think if they see all this cash being taken out of our checking account from the $5,000 credit that was transferred over. They said they would give us receipts, but is it better to insist on giving them a check so that it doesn't look like we are being fraudulent? I also don't want them interrogating my family about what our utilities are and how we pay them....

Secondly, say the lawyer is $1500, if we were able to write a check and pay him/her in full, does that look bad? Is it better to pay in installments? Thanks for all input!

[ad_25]

Oh, just to add, my husband has not been successful in finding work as of yet. I am waiting about 2 more weeks to settle the kids in as it's a very cramped situation here before I look for work.

[PaKettle]

Oh, just to add, my husband has not been successful in finding work as of yet. I am waiting about 2 more weeks to settle the kids in as it's a very cramped situation here before I look for work.

I suppose you're aware that if you husband and/or you find a job that pays a lot, that could screw up your bankruptcy... If you don't wait at least 3 months after that balance transfer before filing I would guess you might have to pay it back even if your bankrutpcy is approved. But I'm no expert. Others here should answer that...

[ad_25]

Yes, I do know that more money could screw it up, but even with his last job and mine, we were barely scraping by and WAY under the wages cap for our last state and CA. I am waiting to get a job for a bit just because we're thinking of filing and my two children are having a really hard time adjusting to our current situation and new school, so I'm trying not to throw mommy going to work full-time into the mix as well. Thank you for your reply!