341 Meeting Over!!!

[rilbrianne]

YAY! That was so easy. All the people ahead of us had attorney's but they all had real estate too. We didn't. He took the title to our truck, life insurance policy, and ID and then asked us questions to identify us. Then he asked if we read through the statement of information. Who helped us and I said no one, I filed myself. He said "I see you made about 40,000 last year, can you explain what happened?" and I told him how we were living in Florida and had moved back here to MI and he said "oh, ok, that explains the significant drop in income". He asked a few general questions that he asked everyone else as well, such as did we read all the paperwork and understand it? Etc. He asked who worked and where. Also, the other people had creditors present but we didn't. Their creditors asked how much they made, when they started work, what brought them into financial difficulty. These people gave simple answers. Very quick and painless.

He was very nice, helpful, serious but not mean.

So now what? How long before (possible) discharge? I know there is a 60 day wait for objections. Does it close after that 60 days?

[cathywhite4495]

Congrats!!!! What a wonderful feeling! You should get a discharge after the 60 days is up.

[BKTango]

Congratulations on a smooth meeting!

Be on the look out for the trustee's report of no distribution/no asset(hopefully) , other than that give it the 60 days to discharge.



Don't forget your Debtors Education certificate if you haven't taken the course yet.

[whatamess]

Good for you Rilbrainne..welcome to the 60 day club.

Here is to a fast 60 days, and a painless discharge/closing.
WAM

[guzzie]

now that's what I'm talkin about!!!!!!!

[rilbrianne]

Congratulations on a smooth meeting!

Be on the look out for the trustee's report of no distribution/no asset(hopefully) , other than that give it the 60 days to discharge.



Don't forget your Debtors Education certificate if you haven't taken the course yet.

Ah, I see. I knew there was something to watch for. I thought discharge was coming soon, but I also knew creditors had 60 days to object. This process has been much less painful than I thought it might. Now I hope it stays this way... knock on wood. Thanks !

[DisneyGirl]

Congratulations on a smooth and easy 341 meeting!!!

[Misha707]

Congratulations, and welcome to the 60 day club!

I hope you get that report of no distribution, mine still says "awaiting 341 meeting" and probably will until discharge. It would be nice for *some* kind of update after that!

[freshstart06]

Congrats to a pro se filer to another. We are almost there. I knew things would be easy for you.

[PaKettle]

Congratulations, especially to someone who had the guts to do their own! Good job!

[rilbrianne]

Thanks everyone! Now I am waiting for the no distribution notice. I'm still so nervous. I guess I shouldn't be. I can't decide what happens, I have no control over this but I want it to be over.

[rilbrianne]

Update!!!!!!!!!

Docket Text: Meeting of Creditors Held and Concluded on 9/20/2007Trustee's Report of No Distribution Trustee of this estate reports and certifies that the trustee has performed the duties required of a trustee under 11 U.S.C. 704 and has concluded that there are no assets to administer for the benefit of creditors of this estate. I have received no funds or property of the estate, and paid no monies on account of the estate. Wherefore, the trustee prays that this report be approved and the trustee be discharged from office.. (Mason, Michael)


:

I'm all teary-eyed!

[thewife]

Congrats! I hope mine will go smoothly too!

[lrprn]

Yay!! Congrats, rilbrianne!! You're as good as done!! Welcome to your fresh new financial start! We're so happy for you!

[NOMOREBADCREDIT]

Congratulations, and welcome to the 60 day club