Will I have a score after bankruptcy is paid off?

[truckerswife]

For the past 11 years (since I have been married), I have not had a credit score. I was not put on the mortgage because 1) I was not working and 2) I did not have a credit rating. The only things on my credit are medical bills and old phone bills. When we get through paying out our 13 plan at 100% will I then have any score?

[Boscoe]

Interesting. I would guess yours will be very very low, which is why it is very important for you to start building your credit. Consider a secured credit card where you deposit money into an account and that is your credit limit.

Unfortunately this happens too often with spouses. Even my wife was "authorized user" on a few of my credit cards, which doesn't count as a joint owner and soon will not be considered to help your credit score..........

[tradewiz50]

If you have collection accounts, you have a credit score. As indicated it's very low for sure.