fico score +5

[HeatherB]

Hmmm.

I applied for a CC (first one since 2004). Not even a month later and my fico went up 5 points. They are already reporting it "paid as agreed" even though I haven't used it. LOL I'm not complaining, though. However, without using it, I already have a $75 balance (annual fee + monthly fee).

I'm trying not to think of this as.... "let's open more so it goes up more!!" LOL.

Thought I'd share.

[chpxiii]

Speaking of FICO scores ... I just paid to see mine and get my credit reports. Oh boy do I have some cleaning up to do! *le sigh* I will say this though, I was quite surprised at what they were. My boyfriend says they're "Not bad." But, according to myFiCO.com and Suze Orman's evaluation of my scores, they are "Not good." Heh...

Lots of work on my part to clean up my reports and raise my scores ...