Will score drop dramatically?

[magyar123]

Recently I obtained my credit report from Experian, which contained eight negative items, the eight that were included in my 2004 bankruptcy, one public item (the bankruptcy filing itaelf) and 29 accounts in good standing of which 11 of them were obtained after my Oct. 2004 discharge. The remaining 18 are still hovering around.
Most of those still "hovering" around will fall off the credit report beginning next year, 2008, through 2013.
I assume that as the ones still hovering around start falling off beginning next year my score will drop.
Currently I have one car loan, and 10 credit cards - all in good standing.
Presently my credit card limits total $16,660 and the balances on them add up to about $4350 - a little more than 25 %.
As I bring down the balances and the % decreases will that offset the falling off of the good accounts still hovering around?

[dscurlock]

it seems like the more a person attempts to work on their credit, then the worse it gets, i have not bothered using my credit, two years later, im being offered credit cards, and ive never filed BK. its been a long fight to keep my wifes credit good, but it seems like a losing battle, creditors keep reaging accounts, credit agencies do not care, our payments, credit cards have been up to date for some time now, and her score keeps droping like a rock...