Online disputing done...scores not changing...why?

[brokeinmichigan]

Our BK was discharged/closed late September. In early October, I signed up for TrueCredit's monitoring program. I had MANY negatives on my CR, and have submitted online disputes for many of them with 2 of the CRA's. Within just a few days, I began receiving some "updates" and a few things have been removed, changed to "included in BK", etc. Still others haven't budged, and still show "derogatory". Nothing says "IIB". Also, I think they have the same debt listed several different ways. The thing that confuses me most, though, is that my score hasn't budged...NOT even 1 point!!! Why is this? I've read many posts here, and the posted talks about the immediate improvement in their score, just from filing the online dispute itself. I'm not sure what to do next....any suggestions?

Thanks!

[Boscoe]

It will take a few months of on time payments to see any noticeable changes in your score. What do you have for open accounts now? Mtg? Auto loan? Any credit cards?

[sandhall]

It could also be that with the disputing not completly finished they have not updated your score I know equifax only updates once a month so does transunion

[tinroofrusted]

It sounds as if they aren't reporting correctly yet, and until they do so, you won't see a change.

I recommend handwriting all disputes, and MAILING them to the credit bureaus.

I also recommend contacting the creditor directly and remind them that they are violating the automatic stay, bankruptcy laws, and the FCRA.