Ok, I have been trying to get my BK and a couple of items off of my credit files with TU.
I have been dealing with a demon spawn woman named Eileen Little, so if any of you ever hear from her, beware!
First of all, the former credit union that I was with, is listed completely wrong on my credit files. It is listed as Bobs City CU, Instead of Bobs County Services Credit Union. I disputed this as not having a relationship with this bank. Eileen Little emails me and says that not only did I have a relationship with this bank, but she proceeded to tell me that date that I joined, who my employer was at the time, who all of my employers were during my membership with the bank, my previous married name, and a host of other private information. Now I never authorized the bank to release ANY of this information, only for TU to verify that I never had a relationship with Bob's City Credit Union. (Which I haven't, and still don't.) I then emailed her back and DEMANDED to know the first and last name of the person that provided that information, and a phone number. She has since refused to release this information stating the she has to have a court order to release that to me, and will not give me the name of the person who so willingly gave out my personal information like that.
Secondly, Eileen Little also stated that they DO NOT VERIFY Bk's with the court. They pay a 3rd party to verify this information. IE: they give your personal and private information to unnamed parties to go look this stuff up on PACER, and call it good. This is in violation of the FCRA, as they are to verify DIRECTLY with the creditor. (And the courthouse is not a creditor, so I am really confused on this one!!!)
So does anyone have any idea where I need to go not only to go after the CU, and TU for violating my privacy, but also with TU admitting that they don't verify and hand out personal information to strangers? (They stated that they also wouldn't give who verifies for them out without a court order either.)
GRRRRRR.
I am worried that this bank/credit union will just start handing out my private information to anyone. They are in a small town, and I thought about taking a whole 1 page ad out to warn people about what they have done, but since I don't have a name or title, I don't feel comfy doing that yet. I really want the name of the person who just willingly gave that info out with out my permission. Should I write the bank a nasty letter?
I have been dealing with a demon spawn woman named Eileen Little, so if any of you ever hear from her, beware!
First of all, the former credit union that I was with, is listed completely wrong on my credit files. It is listed as Bobs City CU, Instead of Bobs County Services Credit Union. I disputed this as not having a relationship with this bank. Eileen Little emails me and says that not only did I have a relationship with this bank, but she proceeded to tell me that date that I joined, who my employer was at the time, who all of my employers were during my membership with the bank, my previous married name, and a host of other private information. Now I never authorized the bank to release ANY of this information, only for TU to verify that I never had a relationship with Bob's City Credit Union. (Which I haven't, and still don't.) I then emailed her back and DEMANDED to know the first and last name of the person that provided that information, and a phone number. She has since refused to release this information stating the she has to have a court order to release that to me, and will not give me the name of the person who so willingly gave out my personal information like that.
Secondly, Eileen Little also stated that they DO NOT VERIFY Bk's with the court. They pay a 3rd party to verify this information. IE: they give your personal and private information to unnamed parties to go look this stuff up on PACER, and call it good. This is in violation of the FCRA, as they are to verify DIRECTLY with the creditor. (And the courthouse is not a creditor, so I am really confused on this one!!!)
So does anyone have any idea where I need to go not only to go after the CU, and TU for violating my privacy, but also with TU admitting that they don't verify and hand out personal information to strangers? (They stated that they also wouldn't give who verifies for them out without a court order either.)
GRRRRRR.
I am worried that this bank/credit union will just start handing out my private information to anyone. They are in a small town, and I thought about taking a whole 1 page ad out to warn people about what they have done, but since I don't have a name or title, I don't feel comfy doing that yet. I really want the name of the person who just willingly gave that info out with out my permission. Should I write the bank a nasty letter?
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