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What if a creditor listed on the schedules does not receive notice of my Bankruptcy 7

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    What if a creditor listed on the schedules does not receive notice of my Bankruptcy 7

    Hello folks, thanks for all of your help. What happens if a creditor doesn't receive notice of my 341 meeting? How do I know if they got the notice? What can they do if the 341 meeting came and gone and some creditors claim that they were never notified? Thanks for your help.

    #2
    Originally posted by inhocknow View Post
    Hello folks, thanks for all of your help. What happens if a creditor doesn't receive notice of my 341 meeting? How do I know if they got the notice? What can they do if the 341 meeting came and gone and some creditors claim that they were never notified? Thanks for your help.
    As long as the creditor or collector is listed on your forms, the court sends out notification letters to EVERYONE on that list - they won't get forgotten.

    Let's say the letter gets lost in the mail - then the creditor *might* get more days from the judge *if* (and this is a big if) the creditor would have brought a serious objection against the discharge of what you owe them if they received notification in time.

    The chances of this happening are about the same as getting hit by a meteor tonight while sitting in your favorite lounge chair! lol! Better to shift your worry to something more productive
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    Comment


      #3
      Originally posted by lrprn View Post
      As long as the creditor or collector is listed on your forms, the court sends out notification letters to EVERYONE on that list - they won't get forgotten.

      Let's say the letter gets lost in the mail - then the creditor *might* get more days from the judge *if* (and this is a big if) the creditor would have brought a serious objection against the discharge of what you owe them if they received notification in time.

      The chances of this happening are about the same as getting hit by a meteor tonight while sitting in your favorite lounge chair! lol! Better to shift your worry to something more productive

      See this thread:

      This is why I am scared.


      Comment


        #4
        Originally posted by inhocknow View Post
        See this thread:This is why I am scared. http://www.bkforum.com/showthread.php?t=17849
        Have to say that after 18 months on the board and reading thousands of posts, this is the ONLY TIME anyone has ever mentioned this happening. His lawyer had a glitch during the electronic upload. He fixed it. No harm, no foul. Do your best not to spend your precious energy worrying about something that happens once in a blue moon (if then)....but if you can't help it, ask your lawyer to verify that all your creditors made it safely when he files your case.
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !

        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

        Comment


          #5
          Mail them a copy of your notice along with anything you think is important for them to know. Thats what I did.

          Comment

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