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Settle and then file............

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    Settle and then file............

    Assume last year you settled a few accounts, and have since then paid faithfully on the remaining balances - but got yourself more into debt with different creditors.
    Assume this year you decide to file on the new debts. Since you have to include ALL your debts - would the creditors that settled with you last year have a valid reson to object as to the discharge of their accounts/amounts?

    #2
    No. It's still unsecured debt.

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