I have recently moved to the eastern side of Florida. I am making a little more money, but seem to be paying out everything I make. I have approx $27,000 in cc and personal loan debt. It is all in my name. I am looking for an attorney, but any info I can get before hand would be wonderful. I want to file, but I don't want it to affect my husband. Our cars loans are in his name along with our boat loan, however, my name is on all the titles. Does this matter. Another thing, I have 2 cards where he is only an authorized user. As I am also an authorized user one of his cards. I also have one personal loan I don't want to file on. It is with our credit union and really would hate to have to file on them. Any advice or info is greatly appreciated. Thank you. 
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