I am trying to file a 7, but I am borderline. I asked attorney if we need to do a personal inventory on everything we own and he told me no, "The trustee doesn't really pay much attention to that." In other words, the guesstimates I made at the free consult were close enough? The guesstimates actually aren't that far off, but it just seems strange.
We also did a quick guesstimate (off the top of my head) on the schedule J and the attorney doesn't seem that concerned that I modify these to what my numbers actually are (I have detailed tracking)...these are kind of different by category (I think he counted my 401K contribution as a tax), although I am still spending more than I make (I know, I have to get that rectified like now.) I have received a copy of the petition and the only issue he has raised is for me to make sure that all creditors are listed and that our SS#'s are correct. When we were doing the introductory consultation, I told him that I didn't have the actual "facts" in front of me and was not intending to complete all of the "paper work" that day.
Either this attorney has no idea what he is doing (although he has been doing nothing but bankruptcy for the last 3 years as an employee of a firm that has been doing bankruptcy for a decade or so), or I'm one lucky person who "scored" an attorney/law firm that has a really good relationship with the trustee and knows how the "system" works.
I hope it is the latter. Anyone experience this kind of behavior?
Thanks for letting me vent,
Leftyf
P.S. I plan to schedule a face to face soon as I am planning to file 12/15/07 or so.
We also did a quick guesstimate (off the top of my head) on the schedule J and the attorney doesn't seem that concerned that I modify these to what my numbers actually are (I have detailed tracking)...these are kind of different by category (I think he counted my 401K contribution as a tax), although I am still spending more than I make (I know, I have to get that rectified like now.) I have received a copy of the petition and the only issue he has raised is for me to make sure that all creditors are listed and that our SS#'s are correct. When we were doing the introductory consultation, I told him that I didn't have the actual "facts" in front of me and was not intending to complete all of the "paper work" that day.
Either this attorney has no idea what he is doing (although he has been doing nothing but bankruptcy for the last 3 years as an employee of a firm that has been doing bankruptcy for a decade or so), or I'm one lucky person who "scored" an attorney/law firm that has a really good relationship with the trustee and knows how the "system" works.
I hope it is the latter. Anyone experience this kind of behavior?
Thanks for letting me vent,
Leftyf
P.S. I plan to schedule a face to face soon as I am planning to file 12/15/07 or so.
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