southernbelle
11-12-2007, 07:52 PM
I just pulled my credit reports from annualcreditreport.com. I noticed that they charge about $7.95 for giving you your credit scores and I didn't do that, I only received the free report. I remember someone here mentioning a website where they could check their credit scores almost daily.
I did a search here and couldn't find the post. Can someone give me that site please? I would like to keep up with how my scores will change before/after I file. Thanks.
SinkingFast
11-12-2007, 08:30 PM
You can get FAKO's from any number of credit monitoring sites. True Credit is one.
The only way to get your real FICO is from FICO.
Even then, that number is kinda meaningless.
Each industry has a "grade weighted" specific way of scoring. If you were applying for a home loan, you'd get one score. If you were applying for a car loan, you'd probably get a different score. Insurances would probably be different scores.
southernbelle
11-13-2007, 02:44 AM
I guess I'm stupid or am really new to all of this. What is FICO and how does it differ from my normal credit score?
littlephoenix
11-13-2007, 03:21 AM
I guess I'm stupid or am really new to all of this. What is FICO and how does it differ from my normal credit score?
a FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that credit users will pay their bills