signer on bank acct

[junker]

i am listed as a signer on someones account, i dont deposit my checks in her account, can a creditor levy that account like it was my own?

[magyar123]

Yep, since that account also lists you/your SS #

[BKcrazy]

Ewwww....That's going to depend on who reviews that one. Are you POA or is it a joint account?
I'm POA on an account, but was told it will have no effect at all. My mom opened an account before I filed because she is going out of the country for about 6 months and I have to pay bills should any come due that she forgot about. They will most likely look at prepetition action and not post. Though I'm sure this varies across the board. I'm sticking to my attorney saying it's not an issue. But, these trustees can go back and forth.

[junker]

supposedly i am just a authorized signer on her acct, as i also pay all of her bills as she is disabled with numerous problems and almost blind, and i also have no money of my own in her acct, but when the statement comes it does have my name on all that goes in the acct is her direct deposits from social security

[BKcrazy]

I think they are realizing more and more that people are taking of someone. And that doesn't mean we are going to access their money. I read about that situation before. In the end, they said since it was not the woman's money but her aunt's that they couldn't touch that account. I didn't trust Chase and cashed a check into that POA account. Legally, there is nothing to stop me from doing that. (Chase fiddled with my account today, matter of time before they close my account) Attorney has been drumming postpetition into my head. I just can't sell anything to make my move easier. Argh. What a pain. I'd check with your attorney though. Mine said it didn't matter my mom opened that account before I filed. She even closed a joint account we had, attorney said not an issue either being the account had $300 in it.

[genseeker]

OP, it sounds more like you are an authorized payee for your disabled mother. No one, not even the government, can touch that account for any debt owed by you.