top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Bank Accounts and Day of Filing

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    Bank Accounts and Day of Filing

    I have only one bank account that I use regularly - my checking account. I know that I'm supposed to get a statement of what's in the account on the day I file (which is supposed to be today ) but what about the other accounts I still have open with zero in the accounts? Do I have to get statements from those accounts as well? I ask b/c one of the accounts is at a bank that is not near me anymore and getting that statement today could prove somewhat difficult.

    TIA~

    Also - how far back does the statement from today need to show - what the current balance is or like the past 30 days??? (I can ask my atty but it's been bothering me all night and she usually doesn't return phone calls right away)
    11/14/07 -filed C7 12/04/07 -case pulled for random audit.12/18/07 -341 held: Asset case due to engagement ring & tax return.02/19/08 - US trustee files motion to extend. 04/02/08- changed back to NO ASSET! I get my ring back and get to keep my tax return! :clapping: 04/28/08 -DISCHARGED!!! :yahoo::yahoo: 05/07/08 - CLOSED!!!

    #2
    I don't have the answer for you on this- but I am curious to see your responses. My atty. has not said anything to me about my bank account balances. Is this something that varies from state to state?

    Thanks,
    Crystal

    Comment


      #3
      Not sure if it varies from state to state or not but since it'd been brought up several times I pulled my balances and printed off my transaction lists the day I filed. It was the day before payday so luckily I was down to only about $1 or $2 in each account :-) I'd paid all my bills just prior to that and was able to knock the balances down.

      I told my attorney the new balances because she had one account at $1300 from when I gave her my statements a few weeks ago. Asked if she needed the new paperwork and she said no but I'm going to hang onto them anyway.
      11/13/07 - Filed Chapter 7
      12/13/07 - 341 Meeting
      02/12/08 - Discharged
      02/15/08 - Case closed

      Comment


        #4
        Why do you have a bunch of accounts with zero balances that you don't use?

        In any event, I would think you should be able to pull your statements online, most banks have that as an option. Or, if you are not using the accounts, simply close them already.

        Comment


          #5
          I only have one other account that is open and it has like $1 in it. It's with the credit union that I have my car loan through. They make you have a bank account open to keep the loan with them. I've since moved away from where the credit union is and that is why I couldn't get the statement. I tried the online statement access thing and you have to set up your account and that takes a few days for the whole process to complete.

          I did get in touch with the paralegal and she told me not to worry about the account with the $1 in it and just to worry about the checking account and savings account with the bank that I use regularly.
          11/14/07 -filed C7 12/04/07 -case pulled for random audit.12/18/07 -341 held: Asset case due to engagement ring & tax return.02/19/08 - US trustee files motion to extend. 04/02/08- changed back to NO ASSET! I get my ring back and get to keep my tax return! :clapping: 04/28/08 -DISCHARGED!!! :yahoo::yahoo: 05/07/08 - CLOSED!!!

          Comment


            #6
            I did get in touch with the paralegal and she told me not to worry about the account with the $1 in it and just to worry about the checking account and savings account with the bank that I use regularly.
            That would be my advice as well.

            Comment

            bottom Ad Widget

            Collapse
            Working...
            X