Discharge Counseling Question

[Thirdbase7]

I applied to pay my filing fee in payments and it was approved. My last payment is due by January 16. I'm concerned about this line on the filing fee application.

"Until the filing fee is paid in full, I will not make any additional payment or transfer any additional property to an attorney or any other person for services in connection with this case."

Does that mean I can't pay for the discharge counseling until the fee is paid off? Because that puts me past the 45 day mark for filing the certificate. Anyone have an idea?

[Thirdbase7]

I found the actual code, it's still kinda unclear.

Rule 1006. Filing Fee

-STATUTE-
(a) General Requirement
Every petition shall be accompanied by the filing fee except as
provided in subdivision (b) of this rule. For the purpose of this
rule, "filing fee" means the filing fee prescribed by 28 U.S.C.
Sec. 1930(a)(1)-(a)(5) and any other fee prescribed by the Judicial
Conference of the United States under 28 U.S.C. Sec. 1930(b) that
is payable to the clerk upon the commencement of a case under the
Code.
(b) Payment of Filing Fee in Installments
(1) Application for Permission to Pay Filing Fee in Installments.
A voluntary petition by an individual shall be accepted for filing
if accompanied by the debtor's signed application stating that the
debtor is unable to pay the filing fee except in installments. The
application shall state the proposed terms of the installment
payments and that the applicant has neither paid any money nor
transferred any property to an attorney for services in connection
with the case.
(2) Action on Application. Prior to the meeting of creditors, the
court may order the filing fee paid to the clerk or grant leave to
pay in installments and fix the number, amount and dates of
payment. The number of installments shall not exceed four, and the
final installment shall be payable not later than 120 days after
filing the petition. For cause shown, the court may extend the time
of any installment, provided the last installment is paid not later
than 180 days after filing the petition.
(3) Postponement of Attorney's Fees. The filing fee must be paid
in full before the debtor or chapter 13 trustee may pay an attorney
or any other person who renders services to the debtor in
connection with the case.

To me that sounds like attorney type people only, not the agency to do the counseling. Input anyone?

[SinkingFast]

Get the Debtor Ed Cert. You need it to complete your BK.

Getting the Debtor Ed Cert is like buying groceries or paying your Electric bill. It's normal course of business to complete your BK.

Plus, if you don't file the Debtor Ed Cert, the Court can Dismiss your BK. You'd have to wait 180 days to start the whole process all over again.