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Just wanted to get this off my chest.

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    Just wanted to get this off my chest.

    Today, while discussing with a paralegal if I should reaffirm my mortgage, she said this.

    "If you fall behind again, you can always file a chapter 13."

    ARE YOU KIDDING?!?!

    I never want to have to go through this mess again for the rest of my life. I mean, really bankruptcy has saved me and my family and enabled us to have a fresh start, so I am glad in that respect...but this has been the most stressful event in my life so far. I hope I never have to do this again.

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