I was discharged 2.5 years ago. My husband (I filed before we were married) and I are getting a divorce. The car I drive is in his name because he got a better rate when we bought it (obviously!). He has offered to let me take the car but I would ahve to pay him the $10,000 still owed on the auto loan. I am guessing I will be abel to get approved since it has been a few years since discharge, I have no additional bad marks on my credit and have raised my score to 650+, depending on which report you look at. My question is do I still apply for an auto loan in this circumstance? I mean, I am buying a car from him and the title will have to be changed and everything so I am guessing it is still an auto loan. Am I right?
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