I didn't reaffirm my car in bankruptcy but I'm still making payments and always on time. Its been 7 months since discharge but my car loan still states "IIB". Since I didn't reaffirm this loan, will this always state this the entire life of this car loan? If it does, would it be an advantage, with respect to FICO score, to trade in the car and obtain a fresh loan that will report my payments? Appreciate your assistance...
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