Debt included in Bankruptcy/Account charged off. This is what amex said. What should it say after being discahrged
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Do i need to be concerned about charge offs on my credit
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Depends on whether the charge off was done before or after you filed. If it came before, then the AmEx account can continue to say "charge off" forever, but it cannot list a balance. If it came after filing, then it should change to IIB (included in bankruptcy).I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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