trustee

[junker]

I sold a house and purchased another one, i used some of the proceeds as down payment, but used some for cosmetic fixing of the new place, which i understand wont qualify as exempt. Although now i believe i am judgement proof, in the near future i plan on returning to work, and dont want wage garnishment to be a problem, so i would like to file bk on some old credit card debt, and a judgement. i will be able to wait a year from closing on the old house before filing if that is sufficient for the trustees question. But i think i read somewhere they can ask for info farther back than a year.