Does anyone know anything about credit unions?
The credit monitoring service me and my husband use reported that his CU closed his credit card account. He has a zero balance and doesn't have an active card because it expired. I filed for bk on 12/17 but we didn't file jointly because the debt was all mine from before we met. The only time we were late on the CU credit card was once 13 months ago we were 30 days late due to an oversight. Would they have closed it because of my bankruptcy, or maybe they just closed it because he doesn't use it? I have no idea, and I am afraid to tell him. It would have been nice to still have the account because it had a low interest rate.
Another credit question: Experian is reporting it as current, but closed at credit grantors request. Does that negatively impact his credit score?
The credit monitoring service me and my husband use reported that his CU closed his credit card account. He has a zero balance and doesn't have an active card because it expired. I filed for bk on 12/17 but we didn't file jointly because the debt was all mine from before we met. The only time we were late on the CU credit card was once 13 months ago we were 30 days late due to an oversight. Would they have closed it because of my bankruptcy, or maybe they just closed it because he doesn't use it? I have no idea, and I am afraid to tell him. It would have been nice to still have the account because it had a low interest rate.
Another credit question: Experian is reporting it as current, but closed at credit grantors request. Does that negatively impact his credit score?
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