mine dropped from 618 (pre) to 484 (post) filing. 
Ouch! Man that hurts!
DH
Ouch! Man that hurts!
DH
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CopyCat...aka: DH
Filed: 2/22/08 -
a month after filing 500 -
I'd take 500...My FICO score of 484 tells me that I am better then 1% of US Consumers. Boy do I feel little and insignificant.Originally posted by buchanj View Post
CopyCat...aka: DH
Filed: 2/22/08Comment
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Mine was 638 before filing, then dropped to 579 and next month I'm already back upto 639. So, I can't complain!Comment
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I haven't checked my FICO score in a while and I just had my 341 meeting. Is it worth the cost to get my score so I can compare after discharge? I did get all my credit reports prior to filing to make sure I included all creditors but I didn't get my score. I know that the last time I checked my score a year or more ago it was LOW.
It really has no where to go but up.
Filed Ch. 7 1/25/08
341 Meeting 3/5/08
Declared No Asset 3/11/08
Objection deadline 5/5/08Comment
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I haven't filed yet, but right now I'm in the 700s. I am not late or anything. I hope it only goes down to 600s.Comment
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Haven't filed yet. Scores are below after stopping payments to creditors...Discharged November 2008 100 days after filing no-asset Chapter 7. We intended to let a two-year-old vehicle go back to the bank and reaffirm an inexpensive ten-year-old SUV and our home mortgage. In the end we surrendered ALL of our vehicles and reaffirmed NOTHING. We'll "ride through" our mortgage after the court ruled it an undue hardship.Comment
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Keebler, where are you getting your scores from (or from what scource)? That is nifty information to have it month by month like that.Originally posted by Keebler View PostCopyCat...aka: DH
Filed: 2/22/08Comment
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Be sure to check your credit reports after discharge
Working as a loan officer at a credit union, I can tell you that acounts that were included in bankruptcy are almost NEVER reported properly after discharge. Be sure to get copies from all 3 bureaus, and dispute any credit lines that do not show as "included in bankruptcy". It DOES make a difference in your score.04/03/2008- Filed for BK CH7-Middle District of FL
04/04/2008- Found out I have the more "laid back" trustee- the other one is a real bear, I hear. Yay!
05/06/2008- 341 meeting held
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I got it through Costco and the price was reasonable considering what we're going through. I get a report and score every month.Originally posted by DebtHeadache View PostDischarged November 2008 100 days after filing no-asset Chapter 7. We intended to let a two-year-old vehicle go back to the bank and reaffirm an inexpensive ten-year-old SUV and our home mortgage. In the end we surrendered ALL of our vehicles and reaffirmed NOTHING. We'll "ride through" our mortgage after the court ruled it an undue hardship.Comment
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