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attorney placement pending

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    attorney placement pending

    Should I be nervous? I just received a letter by Priority Mail. It was from Discover. I have owe them $16k.
    It said:
    We have been authorized to proceed with 'legal action' to secure the balance you currently owe us as of March 11, 2008.
    If we do not hear from you by 8pm on March 31st, your account will be forwarded to an 'Attorney to obtain a judgment against you'.
    To stop this action, call us immediately to make acceptable payment arrangements.
    'Call Now Before Your Time Expires!'

    It is a form letter with our info in it.
    What should I do?

    #2
    Sounds pretty standard to me. They are just trying to see if you will call. If they sue you, then you get busy. I would get all your ducks in a row now though in case they do. But honestly it could be they are just trying to scare you. Until they actually sue you, it's all about the scare tactics.
    11/14/07 -filed C7 12/04/07 -case pulled for random audit.12/18/07 -341 held: Asset case due to engagement ring & tax return.02/19/08 - US trustee files motion to extend. 04/02/08- changed back to NO ASSET! I get my ring back and get to keep my tax return! :clapping: 04/28/08 -DISCHARGED!!! :yahoo::yahoo: 05/07/08 - CLOSED!!!

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