Free Credit Report

[roger_221]

I was discharged in Feb. When I look at my free credit report, these are some of the 'potentially negative' items that appear. I'm sorry, but I'm not sure what to do with this information - if anything.


Status: Debt included in Bankruptcy/Account charged off.
Status: Debt included in Bankruptcy/Past due 90 days.
Petition for Chapter 7 Bankruptcy/Past due 120 days.
Included in bankruptcy/Never late.
Included in bankruptcy/Current, was past due 90 days.
Petition for Chapter 7 Bankruptcy/Current, was past due 30 days.

[bkdone]

The one that says 'charge off' should not be there...you should dispute that, if in fact it was discharged and not a charge off before you filed. The rest are probably ok, but you should ask for them to show as 'discharged' in the status field instead.

I have been disputing alot lately, and sometimes it takes 2 or more letters to the credit bureaus before they get it right...or at least as good as possible.

Good luck.

[someone]

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[lrprn]

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