orchard bank

[srkidd]

Bankruptcy discharged on eyear ago. I need to fix my credit report, charge off are listed and they were included in the br and were listed after I filed.
I was just approved for a orchard bank $300.00 credit card with an annual fee. My husband applied and they would only giv him a secured acrd. Anyone know why?

Thank you!

[lrprn]

Hard to say, but your husband's credit scores may be lower than yours, he may have more errors on his credit report after the bankruptcy, or perhaps he has late payments showing after filing on his credit reports...the sky's the limit on why creditors choose to do as they do.

When you fix up your scores, have your husband start working on his too, and be sure to keep paying everything on time.