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What happens w/ Collection agencies after filing..within days

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    What happens w/ Collection agencies after filing..within days

    My chapter 7 case is supposed to be filed next week.We signed everything a couple of days ago. Today I get a notice from NCO that they have a GE Money account. The payment goes directly to GE money not to NCO.

    Do they need to be added? or is it early enough to just let it go.
    Will having a bankruptcy case number suffice at this point?

    I only ask because it is going to be such a hassle to get them added with the attorneys office thats if I am even able to get through on the phone before its filed. I also dont want to take any chances that they do indeed need to be added because it will cost $200 afterwards to add.
    If I hadnt received this in todays mail I would have had no way of knowing they were involved anyways. What if it had come Tuesday and my case was filed Monday?

    Thanks for your help!!
    Last edited by momof5; 04-25-2008, 10:40 AM.
    5/29 Filed 7~ 341-on 6/24
    8/27-DISCHARGED
    11/2 - CLOSED
    EQ-604 EX-605 TU-560 ~4.5 months after discharge

    #2
    If your case has not been filed, I'd raise all hell to get NCO included. You know they are a creditor and you need to include them
    If it appeared after filing, you'd be OK. The OC would have been sufficient since you had no knowledge of NCO's involvment.

    Comment


      #3
      If the payment goes directly to ge then you have nothing to worry about.Did you hire an attorney?
      Filed ch 7: 3-31-08 Pro-se
      341 meeting held:5-7-08
      Last day for objections: 6-8-08
      Discharged & closed....: 7-14-08

      Comment

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