Home Equity Loan?

[opleeeeze]

Can anyone tell me what banks or mortgage companies are Bankruptcy friendly in giving a Home Equity Loan?
Our BK was dismissed as of Jan. 2007. I have MS and want to add a bedroom downstairs. Our own mortg. co. told us no because our house mortg. was in the bankruptcy. I don't get that since we paid our mortg. every month.
So any info would be greatly appreciated.

Thanks

[lrprn]

Our BK was dismissed as of Jan. 2007.

Was your bankruptcy discharged or dismissed?

If your bankruptcy was discharged (all your non-secured debts were wiped out successfully), then you aren't going to get any decent terms for a home equity loan for 1-2 years and then only with on-time payments and a sterling credit record since filng.

If your bankruptcy was dismissed by the court and your debts were not wiped out, then you aren't going to get a secured loan from anyone for quite awhile.