Will some banks allow me to keep my credit cards after Ch. 7?

[SJM]

.

[lrprn]

The chances of keeping any major credit card (Visa, MasterCard, Discover) even with a zero balance after filing is almost zero. The big boy creditors share information among themselves so even if you don't list a particular card, they find out you filed and cancel your card anyway.

Sometimes the smaller retail cards like the ones you mentioned do survive filing. You just can't count on it.

If credit cards contributed to you getting into financial trouble, then not having them as a crutch for a few months after filing will be a good idea. That way you have a chance to learn to live within what you make. If after you file you can't do that, then filing alone won't be enough to fix your finances permanently.

[2muchstress]

mine closed after they found out. no mercy.
good thing is capital one seems to send out 'you are approved, congrats on passing bk'.
i gave a try and responded them to see... but hm... i havent got my card yet. they did look over my current credit report this month

[justplaintired]

I doubt we will be able to keep any of ours and frankly I don't want them anyway. If they do survive, I will be canceling them. I don't want the stress of worrying about how am I going to pay that dang cc payment ever again.