I will soon be filing Ch.13 and will most like let my car payment go as its is almost $800/month. Obviously with the shape my credit is in at the current time I will not be able to qualify for a car loan. If I have a family member take a loan for a car and I make the payment would this be included in my "secured debts" or would there at least be an allowance made for me to have transportation. Thanks!
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you haven't filed yet, correct? I know it is tough to "explain" your plans to a lender about the 800 car but my advice would be, if not filed yet, to go get your car if you can. If not, then I would seek the advice of an attorney before I put someone in a position to borrow money for you and then find out you can't include the payments as an expense in your chapter 13.
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