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Had my 341 today

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    Had my 341 today

    Hello everyone,
    I've been lurking here for a month or so ... I've learned SO much from this forum, so thank you all!

    I just wanted to share my experience from my 341 today. We were the last people called, so we were able to listen in on a bunch of meetings. The trustee was awesome. I never thought I would use that word to describe a trustee, but he was so nice and laid-back, and even joked around a lot. So that helped put us at ease big-time.

    When it was our turn, the only thing he asked about was how I calculated my income (I'm self-employed). There was a problem with how our $880 monthly payment was calculated, so our lawyer has to submit an amended payment plan. (Sorry if my terminology is wrong.) Other than that, it went pretty smoothly.

    Just wanted to give anyone who is nervous about their 341 some encouragement ... not all trustees are ball-busters. This guy genuinely seemed to have the best interest of the debtors in mind. Oh, and he didn't ask anyone about the stimulus rebate, and my lawyer says we can keep it.

    #2
    I just want to say congrats on the good trustee. Mine is actually pretty cool too..never asked for tax returns, refunds, nothing. Just leaves us alone.
    Filed Chapter 13 2/5/2005 Conf 4/5/05
    Payment increased and 4k added to secured debt due to payroll increases July 2007 Trustee Approves refi April 2008 Waiting on mortgage company to put it all together to pay it all off!

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