Insurance claim after sale? [Archive]

Cmonlottery

07-23-2005, 09:19 AM

Our house was sold on July 5th at a foreclosure sale. Yesterday I got a call from my insurance company saying there had been a claim filed and they had my name and phone number. I told the guy the truth and that I have not been in the house for 3 months. Also I told my insurance compnay to cancel the homeowners policy well before this happened. I am sure the new owner is trying to get the house fixed up free of charge. Is this legal? Also I do not want this claim under my name. How can I prevent this?

Becky C

07-25-2005, 02:29 PM

I think I'd tell the insurance rep. they either need to make the check out to you, :) or cancel the policy effective at the date of the sale.
Our house was foreclosed May 5, and I forgot to cancel my homeowner's insurance until about 3 weeks ago. They dated the cancellation back to the day of the foreclosure sale, and sent me a check for the unused premium. Becky



	Bankruptcy Forum > Before the Discharge > Foreclosure > Insurance claim after sale? PDA Insurance claim after sale? Cmonlottery 07-23-2005, 09:19 AM Our house was sold on July 5th at a foreclosure sale. Yesterday I got a call from my insurance company saying there had been a claim filed and they had my name and phone number. I told the guy the truth and that I have not been in the house for 3 months. Also I told my insurance compnay to cancel the homeowners policy well before this happened. I am sure the new owner is trying to get the house fixed up free of charge. Is this legal? Also I do not want this claim under my name. How can I prevent this? Becky C 07-25-2005, 02:29 PM I think I'd tell the insurance rep. they either need to make the check out to you, :) or cancel the policy effective at the date of the sale. Our house was foreclosed May 5, and I forgot to cancel my homeowner's insurance until about 3 weeks ago. They dated the cancellation back to the day of the foreclosure sale, and sent me a check for the unused premium. Becky